This will be the first time that older people will be able to access a range of home ownership schemes offered by the Scottish government.

The schemes can remove the requirement for a mortgage contribution, as well as making older people a priority access group.

It can also provide options to bring older people closer to their family and care support which is more affordable and suitable for their needs – including downsizing, or the option to buy a retirement or supported home.

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Mr Stewart said: “People are living longer – which is to be celebrated – and I want to ensure they can access high-quality and affordable housing that meets their needs and enables them to continue living independently.

“For the first time ever, older people will have more choice and empowered to make the best decision for them.

“That could mean downsizing, buying a retirement home or moving to a property that brings them closer to the support they need.

“As people get older, their housing needs can change – we are responding to that with new and innovative solutions.

“These schemes can provide older people with the opportunity to realise the home ownership that works for them and ensures they are part of our bold ambitions for affordable housing.”