Hambros

Hambros Secured Lending relaunches as Impact Lending, specialising in sustainable development finance



Hambros Secured Lending has today (17th February) relaunched as Impact Lending, a new business arm in the Impact Capital Group, and moved into the sustainable development finance market.


Impact Lending will offer a new and unique product range which focuses on modern methods of construction (MMC), alongside traditional products. 

The sustainable product range includes: 

  • loans from £500,000 to £15m
  • stretch senior, mezzanine and bridging first/second charge, and equity
  • rates from 7.5% to 20% across all products
  • 75% LTV, 75% LTGDV, 100% LTC
  • terms of three to 18 months
  • residential ground-up and PD, mixed-use, PRS, PBSA, commercial, hospitality, and planning gain.

To qualify for the sustainable product range, a client must engage with Impact Modular as the main contractor and manufacturer of its modular units.


Impact Modular operates from a 110,000 sq ft production facility in Peterborough

Its traditional product range includes:

  • loans from £500,000 to £15m
  • mezzanine and bridging first/second charge
  • rates from 12% to 20% across all products
  • 75% LTV, 75% LTGDV, 90% LTC
  • terms of three to 18 months
  • residential ground-up and PD, mixed-use, PRS, PBSA, commercial, hospitality, and planning gain.

David Travers, CEO at Impact Lending, commented: “We are delighted to unveil our new identity as Impact Lending, which will bring our lending company in line with the culture and ethos of the Impact Capital Group.

“We recognise the history of our industry, and that is why we honour the traditional construction product range.

“However, it is part of our company’s culture to encourage all of our clients to consider building using sustainable construction methods on their future developments and contribute to the green recovery initiative.”

Impact Capital Group, founded by entrepreneur Robert Whitton, is a UK-based technology and design-led business, providing an end-to-end integrated value chain for the entire development process.

The group includes Impact Smart Homes, Impact Developments, Impact Working, Impact Modular, and now Impact Lending.

This strategic move will allow Impact Lending to adopt the group's core values, promoting sustainability, social cohesion and wellness through built environment projects.

“The government has an ambition to meet carbon net zero by 2050 and has set out clear guidelines to launch a green industrial revolution,” said Robert.

“The growing shift towards sustainable homes is a long-term environmental investment with a multitude of benefits for developers and our wider community.

“Bringing Impact Lending into the group means that we can provide a holistic solution, by catering for the end-to-end lifecycle of future developments that will benefit generations for years to come.”

DISCLAIMER: The Impact Capital Group, incorporating Impact Lending, is not associated in any way with the Impact Money Group, incorporating Impact Specialist Finance.



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