Revealed in the fund’s first independent report, delivered by The Good Economy, Pluto lent to 34 SME developers across 56 schemes.

This has helped to deliver nearly 4,000 new homes and generate £315m in local economic value.

Of the nearly 4,000 homes, 1,138 have been completed and 2,789 are in the pipeline.

The Good Economy’s report also highlighted the sustainability strengths of this portfolio.

Of the delivered homes, 78% meet or exceed Nationally Described Space Standards with 20% achieving EPC A ratings. The latter is above the sector benchmark of 6%.

In addition, 70% of these homes are being delivered in areas with constrained affordability.

“Publishing the first independent impact report on Fund VIII is an important milestone for Pluto Finance,” said Justin Faiz, CEO and co-founder at Pluto Finance.

•   The Finance Professional Show 2025: The Video
•   Pluto unveils SME revolving credit facility
•   Pluto Finance appoints lending director

“It underlines what this model is built to do: get housing delivery moving — and help SME developers who are essential to meeting local housing needs across the UK, where bank finance falls short.

“The Good Economy’s assessment confirms that our lending is translating into tangible outcomes: accelerating housing delivery, supporting local jobs and generating repeatable, place based impact.”

Sarah Forster, co-founder at The Good Economy, added: “Our independent assessment reveals how Pluto’s targeted, specialist financing is helping SME developers to unlock stalled and complex sites, accelerate delivery, and contribute to a more diverse and resilient housebuilding sector.

“Fund VIII demonstrates how well-structured real estate debt strategies can deliver measurable outcomes including accelerating the delivery of high-quality, energy-efficient homes and supporting local employment and economic growth.”