Using Homes England data, the HBF has revealed a return of £218m was made last year alone.

By the end of 2025, over half (55%) of the 375,000 loans issued during Help to Buy’s operation had been repaid.

The Help to Buy scheme originally ran from 2013 until its withdrawal in 2022.

Since then, the current government has been reviewing its impact on the homeowner market with the results of these findings yet to be published.

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The HBF is using this data to call on the government to introduce more support for people to get onto the housing ladder, with clarity around this review an important step.

“If the government wants to see housing supply increase it has to tackle the dual constraints of a lack of viability due to the overly burdensome level of taxation and policy costs levied on development, and the suppressed level of demand that is preventing investment in new sites,” said Neil Jefferson, CEO at the HBF.

“Publishing the government’s evaluation of Help to Buy, which was completed earlier this year, would help to set the record straight on the performance of Help to Buy and may assist in paving the way for a new support scheme for first-time buyers.”