Recent findings have indicated that 90 per cent of those questioned believed there should be an increase in the percentage of Britain that is “urbanised”.

Defined as housing, gardens, parks and train lines, seven per cent of Britain is currently “urban”. However, people are becoming increasingly open to the types of properties available, with participants stating that they think 10 per cent of Britain should be urbanised.

Head of Lending at Mortgage Advice Bureau, Brian Murphy, thinks that this sort of public gives insight into the future of the property market.

He said: “The challenge is now for government and industry to take up the baton and bring these options to the masses. The UK’s housing crisis will not be solved by a ‘one-size-fits-all’ approach: it needs bold and creative thinking to build our way out of the current fix.

“For the time being, the mortgage market remains in a transition phase following the Mortgage Market Review (MMR), but completions remain strong and applications which are well-researched and properly assessed are going through without issue.

"While lenders need more reassurance about borrowers’ commitments and expenditure, they continue to show a healthy appetite for business.

“As with most changes, we are likely to see a period of adjustment which may prompt some lenders to introduce more pragmatic checks.

"Competitive products and rates continue to appear on a daily basis so – while it may take a little more effort – many borrowers are still in a strong position to clear the hurdle of affordability checks.”