Royal London

Intergenerational housing imbalances are an 'urgent social issue'



Policy reform is required to ease intergenerational divides as housing imbalances are an “urgent social issue”, according to mutual life insurance, pensions and investment company Royal London.


This declaration was made in response to the House of Lords Committee’s publication focusing on intergenerational fairness and provision, which stated that “the two youngest generations are devoting a greater proportion of their overall income to housing than previous generations”.

Becky O’Connor, personal finance specialist at Royal London, said: “The imbalance of housing wealth and costs between the older and younger generations is an urgent social issue.

“Greater housing costs among the young, whether that’s rent or mortgages, have serious implications, such as living in cramped accommodation far away from work and putting off having children.

“Those renting face the worst of all worlds: they are paying more, for less.”

Becky added that these problems “require policy reform” to resolve the intergenerational divide.



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